Spotlight on: Tomorrow – the sustainable bank account
Tomorrow is a social startup from Hamburg. Since its founding in 2018, Tomorrow offers comfortable mobile banking – without compromising on values. Because: Tomorrow combines digital banking with 100 percent sustainability.
Tomorrow donates part of the interchange fee to a climate protection project in the Brazilian Rainforest. In this way, customers protect a piece of rain forest with every card payment. In addition, the entire volume of available customer deposits is invested in selected projects that contribute to the SDGs (Sustainable Development Goals) of the United Nations.
All products at a glance
As a Tomorrow customer, there are three account models to choose from. The basic “Now” account for 3 EUR/month, the “Change” account that you can use together with your partner for 7 EUR/month and the “Zero” account for 15 EUR/month.
- Free Visa card
- 2 € per cash withdrawal
- Manage your finances together
- Free choice of different card designs
- 5 withdrawals free of charge worldwide
- CO2 compensation
- Wooden card included
- Unlimited withdrawals free of charge worldwide
A debit card is included with all Tomorrow accounts. With the “Now” account model, you can create a sub-account, a so-called pocket, to help you save for your own goals and investments. Each cash withdrawal costs 2 EUR.
The “Zero” account costs 15 euros per month and offsets the customer’s carbon footprint. The carbon footprint is calculated on the basis of the average monthly carbon footprint of a person in Germany (11.3 tons CO2/year) and is intended to contribute to a climate-neutral life. You can create as many pockets as you like and withdraw unlimited cash. “Zero” is also available with an exclusive wooden card.
Recently, the partner account “Change” was introduced. Tomorrow relies on a three-account model here: in addition to their own account, customers can invite their +1 to a joint account and thus manage their finances with each other. “Change” costs 7 euros per person per month and makes it possible to save together in up to 5 pockets. Customers can choose from different card styles, depending on their preference.
Mobile Banking made convenient: the features
Some account features have already been mentioned above. No matter which account model you choose, these features are always included: Tomorrow allows contactless payment or linking your account with Apple or Google Pay. To make switching accounts from your old bank convenient, there is also a digital account switching service. If you have any questions or problems, a support team is on hand to offer help and advice via various channels.
In addition to functionalities such as an IBAN scanner or an integrated calculator, the app transparently shows what happens to your money. In the so-called impact board, you can see exactly how much money is in all Tomorrow accounts and what it is used for.
Opening your Tomorrow account
You can open your Tomorrow account via smartphone by downloading the app. After registration and subsequent video identification, you can directly load money into your Tomorrow account. Depending on the account model, you can select your preferred card in the app, which will be sent to you within a few days.
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