Commerzbank Student Account

The Commerzbank Student Account “StartKonto”

The Commerzbank student account “StartKonto” is an account that offers a number of benefits and features. In this article, we’ll give you an overview of the account and its features. With our step-by-step guide you can easily open your Commerzbank bank account within a few minutes.

Commerzbank Student Account – Main Features

English & German online banking (Web & App)
No monthly fees if you are a student & younger than 28 or if you receive monthly incoming payments of at least €700
Free & unlimited cash withdrawals at 7,000+ ATMs of CashGroup
Free credit card (Visa)
Free debit card (Girocard)
Apple Pay & Google Pay supported

Open account Guide

What is the Commerzbank StartKonto?

The Commerzbank StartKonto is a student account that offers free banking services for students in Germany. This account is ideal for students who want to save money on banking fees and get access to free online banking services. With the Commerzbank StartKonto, students can enjoy free online banking services, a free debit card, a free credit card and free transactions.

What are the benefits of the Commerzbank StartKonto?

There are plenty of reasons to consider a Commerzbank StartKonto student account. For starters, it offers a number of great benefits that can help make your financial life a lot easier. Here are just a few of the benefits that you can enjoy with this account:

Banking in English and German: Both the online banking via the Commerzbank website and the app is available in English and German.
No monthly fees: One of the best things about the Commerzbank StartKonto student account is that there are no monthly fees for students younger than 28 (otherwise 9.90 EUR/month). This means that you can save money each month by not having to worry about paying a fee just to keep your account open.
Free ATM withdrawals: Another great benefit of this account is that you can make free ATM withdrawals at any CashGroup ATM (Commerzbank, Deutsche Bank, HypoVereinsbank & Postbank). This can help you save money on fees when you need to access cash from your account.
Free credit card and debit card: The StartKonto includes both a Visa credit card and a Girocard debit card which makes it easy for you to pay online and offline.
Apple Pay and Google Pay: Both Apple Pay and Google Pay are supported.

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How to apply for the Commerzbank StartKonto student account

It’s very easy to apply for the Commerzbank StartKonto student account. To make it even easier for your, we have prepared a step-by-step guide that guides you through the application process.

In a nutshell here’s what you need to do:

Apply online – Fill out the online application form and choose your own user name and PIN for online banking. You’ll be able to see your new IBAN and order confirmation once you’re done.
Your documents – You’ll receive an email with all the important documents after you finish the application form.
Confirm your identity – You can verify your identity via VideoIdent, PostIdent, or in person at a Commerzbank office. You’ll receive all the necessary information for the confirmation process by mail.
photoTAN activation – The photoTAN procedure will be activated after confirming your identity. It usually takes 1-2 working days to receive the letter for activating photoTAN . Once this step is complete, your account will be fully operational.
PIN for your card – Commerzbank will send you the PIN for your Girocard one day after confirming your identity.
Your Girocard – You will receive your Girocard in the mail approximately four working days later.

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FAQ about the Commerzbank StartKonto student account

Do I need a German bank account to study in Germany?

No, you don’t need a German bank account to study in Germany. However, having a German bank account can be very helpful, especially if you want to avoid costly international transaction fees. The Commerzbank StartKonto student account is a great option for students studying in Germany. With no monthly fees and free access to online banking, the Commerzbank StartKonto makes it easy and affordable to manage your finances while studying in Germany.

What are the requirements for opening a Commerzbank StartKonto student account?

The “StartKonto” is completely free of charge if you are not older than 27 years and if you can provide a proof of education, such as a student ID.

What are the benefits of the Commerzbank StartKonto student account?

The Commerzbank StartKonto student account comes with many great benefits, including free online banking, no monthly fees, and a free debit and credit card. With the Commerzbank StartKonto student account, you can easily and affordably manage your finances while studying in Germany.

Summary – Commerzbank Student Account

The Commerzbank StartKonto Student Account is a great option for students who want to start saving money and building their credit. The account has no monthly fees, no minimum balance requirements, and offers a competitive interest rate. Plus, with the Commerzbank student card, you can get discounts on travel, entertainment, and more. Overall, the Commerzbank StartKonto Student Account is a great way to start your financial journey as a student.

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