Spotlight on: Commerzbank DirektDepot Online Brokerage Account

Start investing into stocks and ETFs with the Commerzbank DirektDepot

In our “Spotlight on…” series we will have a closer look at companies and services that will make your life in Germany easier. You will get some background information about the companies, what they are doing and most importantly what’s in it for you. So stay tuned for more articles!

About the Commerzbank online brokerage account

commerzbank online brokerage accountCommerzbank AG, headquartered in Frankfurt am Main, is one of the leading banks for private and corporate customers in Germany.The bank offers its nearly 15 million private customers and one million business and corporate customers a wide range of services and advisory services. Commerzbank for example offers a free bank account that is very popular in Germany and also business bank accounts for freelancers and companies. With around 450 branches, customers also have access to one of the densest branch networks of German private banks. In this article we are going to have a closer look at the online brokerage account of Commerzbank.

For the Commerzbank “Direkt Depot” there are no fees as long as at least one transaction takes place per quarter. It does not matter whether this is a trade on a stock exchange of your choice or a savings plan execution. Once a transaction takes place, the condition for the free online brokerage account is met. If this is not the case, costs of 0.175% p.a., min. 4.95 EUR per quarter will be charged. Billing happens on a quarterly basis.

With the Commerzbank online broker account you can trade a wide range of assets. For shares, ETFs, certificates and bonds, the order fees comprise 0.25% of the price or nominal value and in addition a flat rate of 4.90 EUR (total minimum 9.90 EUR).

Savings plans are possible from as little as 25 EUR per month and you can choose from a variety of funds and ETFs from over 20 different providers. You can even save for selected products without purchase fees at all within the scope of special offers. ETF savings plans incur 0.25% of the transaction value and a flat fee of 2.50 EUR per execution.

You can manage your brokerage account both online in the browser and on the go via the Commerzbank mobile app. There you can check how your account is performing and also trade. In your electronic mailbox, you can easily find statements, tax-related purchase data and the quarterly report. In addition, you have the option of receiving comprehensive stock market information, the latest stock market-related news, watch lists and global prices in real time.

Here’s what you need to do to open your Commerzbank DirektDepot:

  1. Fill out the application form
  2. Prove your identity via VideoIdent or PostIdent
  3. Start trading

Open your Commerzbank brokerage account

The main facts in a nutshell

  • Trading possible on all national and international stock exchanges
  •  Wide range of tradable assets (e.g. stocks, ETFs, certificates or bonds)
  • Trading via browser or app
  • Transparent pricing structure
    • No depository fees if you trade at least once per quarter (otherwise 0.175% p.a., min. 4.95 EUR per quarter)
    • Order fees of 0.25% of the price or nominal value and in addition a flat rate of 4.90 EUR (total minimum 9.90 EUR)
  • Savings plans possible from as little as 25 EUR

Open your Commerzbank brokerage account


With Commerzbank, you have a reliable partner at your side that offers you trading of a wide range of assets at reasonable costs. For an overview of the best online brokers in Germany check out our comparison article:

The best online brokers in Germany

Check out our overview of the best online brokers in Germany


Disclaimer: This article reflects my personal opinion about the above mentioned online broker providers and their offered policies. I am not giving online broker advice nor am I working for the above mentioned companies. However the article contains affiliate links, meaning I earn a commission if you use those links.

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